Welcome to 
JBFC Finance

Namaskaram
नमस्कार
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About Us
Vision

To be a financier of choice and become a one stop finance company for the low- income segment, commended for its high level of customer service and ethics in offering out of the box loan products delivered through innovation, teamwork and cutting- edge technology.

Mission

We strive to be the most ethical and transparent next-generation ultra-lean and efficient credit provider whilst creating value for all our stakeholders.

Values

Our culture evolves around 6 core values -

‘I G N I T E'

  • Innovation

  • Growth

  • Novelty

  • Integrity

  • Teamwork

  • Empathy

Our Products
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Secured Business Loans 

Get instant secured business loans up to Rs.10 Lakh with us.

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Loan Against Property

Loan Against Property up to 50 Lac. Apply with us and get sanction 5x faster.

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Home Loans

Home Loans of upto 1 Cr 

Your dream home is just a JBFC Finance Home Loan away.

JBFC Super App

End-to-End Loan Management solution, which manages the entire spectrum from Loan Origination to Closer.

Desktop & Mobile Application

Our Technology

Solutions that amplify Human capabilities

HRMS

LOS

LMS

CRM

Human Resources Management System

Loan

Origination System

Loan Management System

Customer Relationship Management

CA

RLA

CCS

IMS

Collection Application

Recovery & Legal Application

Call Center System

Insurance Management System

System Architecture

With features such as Artificial Intelligence-powered Approval predictions using a Deep Neural Network, Business Process Management (BPM) and Customer Relation Management (CRM) it gives us a 360-degree overview and control of the entire organisation.

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Neural Networks
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Machine Learning
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Predictive Analytics
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 Business Intelligence Tool
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 Low Code Architecture
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Data Science
Tool
System Highlights

One Application to Manager End-to-End Loan Lifecycle Management

Desktop & Mobile Application

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Borrower Mobile App

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Early Warning System

Paperless Borrower Onboarding

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 Psychometric Testing

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Credit Engine

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Robo Calling

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Behavior Analytics

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Real-time employee GPS tracking

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Route Planner

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Optical character recognisation

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Weather Modelling

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 Knowledge Base

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Automatic Bank Reconciliation 
System

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Immersive 360* Learning Management System

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Cloud Print

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Real-Time Sync
Across Our Suite of Applications

And a lot more

Light Years Ahead!

System Integration

One Application to Manager End-to-End Loan Lifecycle Management

Desktop & Mobile Application

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Our Reach
Finding a Branch
 

1. New Delhi
2. Gurugram
3. Ghaziabad
4. Ludhiana
5. Banswara
6. Dharuhera
7. Mathura
8. Pathankot
9. Palwal
10. Rewari
11. Sonipat
12. Sitamarhi
13. Madhubani
14. Chandigarh
15. Purnia
16. Gaya
17. Hisar
18. Jhalawar

19. Agra

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Board of Advisors
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Mr. Surinder Singh Kohli

Former Chairman and Managing Director of Punjab National Bank (PNB) and Punjab & Sind Bank, and Former. Chairman of Small Industries Development Bank of India (SIDBI) 

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Mr. T S Krishnamurthy

Currently Director at Shriram Insurance Limited Former Chief Commissioner of Income Tax, Secretary to the Government of India - Department of Company Affairs and Additional Secretary – Department of Expenditure, Ministry of Finance. He has also served as the Chief Election Commissioner of India

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Mr. Karthik Krishna

Former Managing Director at Deutsche Bank based out of London, New York and Singapore.

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Self Service

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Online Payment

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Loan Details

This app will help you apply for loans and also provide a complete view of all your existing loans with us. The Application has been designed to offer a convenient login process, easy navigation and ease of usage.

With JBFC Loans app, you can
 

  • Apply for a loan with us

  • View loan details of all your existing loans with us (Gold Loan, Business Loans, Home Loans)

  • Give a detailed statement of accounts

  • Pay your Loan Outstanding

  • View Transaction History

  • Get loan offers on our various products

Borrower Loan App

Desktop       

Mobile Application

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Credit Video Conference

Cloud Branches

“Being where customers want us”

High Tech Cloud Mobile Branches bring

Loan Services to more Customers
 

Five new mobile banking vans offer some of the latest technology, such as iPads for customer onboarding. All Vans will cover new routes, and allow flexibility for the physical branches to extend their range to new areas.

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Paperless Customer On-boarding

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GPS Enabled

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Self Service Kiosk

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Quick Sanctions

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Live 360*

Van video feed

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Ramesh Kumar

Ramesh struggled as a child growing up in a poor household. He always dreamt of doing something on his own to be able to look after his family and give his children a good education. He worked as a helper in a warehousing unit before he decided to try his hands at running a Kirana shop. He was able to realize his dream when he approached JBFC for a hassle-free loan. He's happy with his new business and also planning to extend his shop to secure the future of his children. 

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Krishan Pal

Krishan was working as a canter driver when one day he came to know about a nearby land that was being sold at a very nominal price that can be let out to run a small dairy business. He had applied for a loan at multiple places but was denied. It was at JBFC when we trusted his dreams and offered him a loan of Rs 7.6 Lacs. 
Today Krishan owns 5 cows and is able to flexibly and comfortably manage the expenses of his family. He is his own boss and earns a decent living.

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Ashok Sharma

Ashok works 18 hours a day running a simple local grocery that sells everything from milk to dairy to cookies to atta. He was unable to convert his good cash flows into a long-term asset despite being in this firm for a number of years. When a representative from JBFC Finance showed up at his store on a typical day to discuss the possibility of obtaining a loan, it was just another day. Ashok  was able to build his own 400-square-foot property a year later and now lives there with his wife, children, and grandchildren.